I was just wondering, since I am self-empolyed as well, did you have anything bad on your credit history when you applied for the loan? I did not have any problems applying for a loan although I am self employed. I was looking at this http;//uk.moneto.eu/financing/personal/applying/refusals/ and I believe that anyone can take a loan if they have good credit history and if they don't ask for a ridiculously large loan, although that is sometimes tempting 
Next time, if you get a refusal, you should ask for the reason because sometimes they do not have a good one so you could appeal their decision.
Regards
Next time, if you get a refusal, you should ask for the reason because sometimes they do not have a good one so you could appeal their decision. Regards
